You're a Winner! Part II

You have your exhausted list of how you would spend your mad loot from your big winnings. Now, take a hard look at that list and tell me why you can't do every line item you have, .... are you ready.... with your current money? Yes, I said it. I believe you can do at least 75% of the items on your "I'm a huge winner and have more money than I can ever spend list" now with your current salary, whether it be $10,000 or $150,000.

The amount should be up for discussion but not the item that you want to put money toward. For instance, if you wanted to "help a friend" on your mad money list, you were probably talking about thousands of dollars, perhaps even hundreds of thousands. Why not help a friend with an extra hundred dollars this year or better yet, do some sweat equity and help them with chores or projects around their home.

Another example, if you had "pay off debt" on your list, keep it on there and adjust the timeline for having it paid in full. Pay an extra $25 or $250 (whatever you can do) toward your debt each month.

Final example, if you had something like "start a scholarship fund" on your list, I encourage you to find a scholarship that you can contribute to or identify a needy student and contribute to help him/her with books (which can cost hundreds of dollars each semester).

You don't have to be a huge lottery winner to live large and do what you want. You just have to be committed, make your list and then find ways to honor it.

Happy spending. (and saving)